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Welcome to Flexicademy!

Enjoy and learn from a series of videos produced by our in-house team of experts, covering a variety of topics from basic financial literacy all the way to frequently asked questions about our financial products asked by visitors like you.

Have a topic or question you want us to cover? Feel free to send your requests to our official Facebook account (www.facebook.com/flexi.ph).

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Monthly Income in PHP



1000 PHP
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100000 PHP

Expenses in PHP

Rentyour full name
home
Foodyour full name
local_grocery_store
Utilitiesyour full name
build
Mobileyour full name
stay_current_portrait
Insuranceyour full name
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Other Loansyour full name
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Electricityyour full name
flash_auto
Tuitionyour full name
public
Travelyour full name
airplanemode_active
Personal Expensesyour full name
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Othersyour full name
details

Your Total Expenses are: [ ( field2 + field25 + field30 + field28 + field24 + field22 + field26 + field31 + field29 + field27 + field23 ) ] PHP
Disposable income: [ ( field44 ) - ( field2 + field25 + field30 + field28 + field24 + field22 + field26 + field31 + field29 + field27 + field23 ) ] PHP
Reserve for rainy days: [ ( ( field44 ) - ( field2 + field25 + field30 + field28 + field24 + field22 + field26 + field31 + field29 + field27 + field23 ) ) * field38 ] PHP
Funds available for a loan: [ ( ( field44 ) - ( field2 + field25 + field30 + field28 + field24 + field22 + field26 + field31 + field29 + field27 + field23 ) ) - ( ( ( field44 ) - ( field2 + field25 + field30 + field28 + field24 + field22 + field26 + field31 + field29 + field27 + field23 ) ) * field38 ) ] PHP

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Safe and Responsible Borrowing

Following these rules will make everything a lot easier.

If you have decided to take a loan and found a creditor that fits you, there are some recommendations, that you should follow, before taking out a loan. These recommendations should be followed, just to avoid any problems during the repayment period.

These safety measures are intended to protect both your creditor and you from troubles in the future.

  • You shouldn’t be taking a loan, just to repay your previous financial obligations.
  • Never try taking a loan if you have an addiction in hazardous games, alcohol or drugs. Taking out a loan isn’t going to help, unless you figure out your problems first.
  • Always inform Flexi Finance about changes regarding your residence or your phone numbers, this might help you to avoid penalties.
  • Always think twice, before taking a loan. Are you really capable of repaying it fully? Don’t get overwhelmed with the perception of having a new item, if you know, that you can’t afford it.
  • Always submit correct data about yourself when applying for a loan. Giving out false credentials is considered as a criminal offense.

Should you have any more questions,  please don’t hesitate to ask our Sales Specialist at any of our partner stores.